ATV Insurance Coverage Options
We know you love your all-terrain vehicle
(ATV), whether you're a rancher, hunter or trail
rider. We also know that you want to be
covered if your ATV is stolen or badly
damaged. Proper insurance can help you
protect your investment.
Many states require ATV insurance for vehicles operated on state-owned land. Your homeowners policy might not cover you if you ride off your own property. That's why ATV insurance is especially important.
How can you keep your insurance rates low?
Several factors will affect your insurance
rates. You can't control all of the factors
that apply to you, but there are a few
things you can do:
Ride carefully.
If you have violations on your driving
record or claims on your policy, your rates
will be higher.
Choose your ATV carefully.
ATVs with higher displacement, or those
that are considered more aggressive
machines, typically cost more to insure
based on the history of claims for those
vehicles.
Buy More ATVs!
You'll receive a discount if you insure more
than one ATV on your policy.
